Split Dollar Life Insurance Saves The Premium

Life Insurance as an employee benefit or tool for corporate planning is a smart financial move. Split Dollar Life Insurance offers an important retention benefit but allows the business to recover the premium when the benefit is paid. Life Marketers helps agents profit with Split Dollar Life Insurance.

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Split Dollar Life Insurance is a form of Corporate Owned Life Insurance (COLI) that helps both the business entity paying for it as well as the beneficiaries of the insured. In a Split Dollar Life Insurance arrangement the business entity buys a Whole Life, Universal Life, or Term Life policy on an employee and pays the entire premium or a portion of it.

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When the death benefit is paid to the beneficiaries the cost of the premium is returned to the business entity while the remaining benefit is paid to the beneficiaries. Split Dollar Life Insurance is often used to fund buy-sell agreements or in other financial planning scenarios.

A General Agent for Split Dollar Life Insurance

Life Marketers is the General Agency of choice for insurance professionals seeking solutions to complex cases like a Split Dollar Life Insurance arrangement. We are selected for three simple reasons. First, we are knowledgeable and guide our partners to the best solution. Second, we help throughout the process from initial quote to policy issue−we want to make you successful. Third, we are responsive. You won’t wait for us to get back to you and we won’t drag our feet. Your success is our success. It’s a simple formula but one that is often overlooked in the insurance industry. Just a few of the reasons we are the General Agency with whom to partner.

Are you marketing insurance to businesses? Contact us and let us explain how contracting with Life Marketers can help you succeed.

 

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